AoA Deposit and Loan Fund Trust and Subsidiary Consolidated Financial Statements for June 30, 2023 and 2022

We have audited the accompanying consolidated financial statements of AoA Deposit and Loan Fund Trust and its wholly owned subsidiary, AoA Deposit and Loan Fund, LLC (collectively, the Organization), which comprise the consolidated statements of financial position as of June 30, 2023 and 2022, and the related consolidated statements of activities, functional expenses and cash flows for the years then ended, and the related notes to the consolidated financial statements.

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